West Hampstead Home Loans & Mortgages

Now that you have found the perfect home and negotiated the price and terms with the sellers, you come to the most difficult part of the transaction–finding the perfect mortgage.

You should do some comparison shopping among lenders.

We can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date.

We will take your application and have you sign all the necessary papers to authorise credit and employment verifications.

We also supply periodic progress reports to make sure that all of the details are taken care of.

Such reports will help to ensure that any potential problems are discovered and addressed before they can threaten the transaction.

Buying a Flat in West Hampstead

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s).

Be prepared to provide details about outstanding loans or credit accounts, such as student or car loans and major credit card accounts.

You will also need information about your assets, stocks, bonds, and life insurance policies.

If you foresee any credit problems, we can advise on how to keep them from interfering with approval of the mortgage.

We can usually give you a prompt opinion about your chances for obtaining a mortgage.